Today is National Employee Benefits Day. According to the Employee Benefits Research Institute, almost nine in ten people don’t think they’ll have enough saved when they get to retirement. Study after study provides data pointing to the same conclusion: A crisis is coming. Are your plan participants prepared for it? Learn more at the International Foundation […]
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement and health benefit plans in private industry. ERISA does not require any employer to establish a plan. It only requires that those who establish plans meet certain minimum standards. ERISA covers retirement, health and other welfare […]
As we consider retiring, it’s imperative that pre-retirees and early retires prepare themselves for their healthcare expenses in retirement. Pre and early retirees should know once they hit age 65, they’re allowed to apply for Medicare, but they’re also allowed to buy a plan through the Exchange. If you’re considering buying through an Exchange, it’s […]