Premium Increases on Plans Have Slowed, But Employees’ Are Paying More

In New York, premiums for employer-sponsored family plans have slowed since the passage of the Affordable Care Act, but premiums and deductibles now eat up a larger share of employees’ incomes, according to a Commonwealth Fund report released Thursday. Premiums for family coverage in the state grew 6% annually from 2010 to 2013, down from […]

The Search for Family Health Insurance

The search for affordable family health insurance can get complicated given the intricate rules that determine eligibility for coverage, at times creating households where some relatives remain uninsured – while others can tap private and public plans. Challenges arise because eligibility guidelines can vary from one family member to another, depending on age, household income, […]

IRS Announces Inflation-Adjusted Increase for HSAs

The IRS released increases for HSAs and high-deductible health plans (HDHPs) for 2015. The maximum annual HSA contribution for self-only HDHP coverage will increase from $3,300 to $3,350. The maximum annual HSA contribution for family HDHP coverage will increase from $6,550 to $6,650. The age 55 catch-up contribution continues to be $1,000 The minimum HDHP […]